Compare Medicare Coverage Options in 2026
Compare Original Medicare, Medicare Advantage, and Medicare Supplement coverage in one place. Review how each option works, what each one may cover, and which path may fit your doctors, prescriptions, and budget.
Start with the coverage type you want to understand first. Then connect with a licensed agent for help reviewing Medicare plan options available in your area.
Original Medicare
Original Medicare includes Part A for hospital care and Part B for medical care. It gives you broad access to doctors who accept Medicare.
It does not usually include prescription drug coverage or most dental, vision, and hearing benefits unless you add separate coverage.
Medicare Advantage
Medicare Advantage plans are an alternative way to receive Medicare benefits. Many plans combine hospital, medical, and prescription coverage in one plan.
Many plans may also include extra benefits such as dental, vision, hearing, transportation, or OTC support depending on the area and plan.
Medigap
Medigap, also called Medicare Supplement insurance, works with Original Medicare and helps pay certain out-of-pocket costs that Original Medicare does not fully cover.
It may be a better fit for people who want more predictable costs and access to any doctor who accepts Medicare.
Compare Medicare Coverage Types
| Feature | Original Medicare | Medicare Advantage | Medigap |
|---|---|---|---|
| Hospital and Medical Coverage | Yes | Yes | Works with Original Medicare |
| Prescription Drug Coverage | Separate Part D plan needed | Often included | Not included |
| Doctor Access | Any doctor that accepts Medicare | Usually network-based | Any doctor that accepts Medicare |
| Extra Benefits | Usually not included | Often included | Usually not included |
| Out-of-Pocket Support | Basic Medicare cost-sharing applies | Plan rules apply | Helps pay certain out-of-pocket costs |
Need Help Comparing Medicare Options?
Speak with a licensed Medicare agent to review available plan types, compare benefits, and understand what may work best for your healthcare needs and budget.